Variable mortgage tool
FixWise: should you lock in?
Compare your lender's fixed conversion offer against staying variable using a market-implied rate path, projected payments, interest cost, and break-even math.
Calculators
Run the numbers.
A quick way to pressure-test a price or a payment. For the real answer — the one your lender will give you — book a call.
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Estimated Payment
$4,139/mo
- Bi-weekly
- $1,908
- Mortgage Principal
- $760,000
- Total Interest
- $481,718
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Estimated Max Purchase
$957,225
Based on standard GDS/TDS ratios. Lender appetite, credit, and down payment source can move this number meaningfully — call for a real pre-approval.
Results are estimates only and assume Canadian semi-annual compounding. Actual qualifying amounts and payments depend on lender policy, insurer guidelines, and your full financial picture.