Rates
Today's Ontario mortgage rates.
Sourced live from Dominion Lending Centres and compared against the big banks' posted rates. The right rate depends on your file — call for a live quote.
Current Variable Rate
3.70%
Current Prime Rate
4.45%
| Term | Bank Rate | Bank Payment / $100K | Our Rate | Our Payment / $100K | Monthly Savings |
|---|---|---|---|---|---|
| 6 Months | 7.89% | $756.21 | 4.59% | $558.49 | $197.72 |
| 1 Year | 6.15% | $648.75 | 4.59% | $558.49 | $90.26 |
| 2 Years | 5.44% | $606.90 | 4.39% | $547.37 | $59.53 |
| 3 Years | 4.62% | $560.16 | 4.34% | $544.61 | $15.55 |
| 4 Years | 6.01% | $640.40 | 4.39% | $547.37 | $93.03 |
| 5 Years | 4.56% | $556.81 | 4.39% | $547.37 | $9.44 |
| 7 Years | 6.41% | $664.38 | 4.59% | $558.49 | $105.89 |
| 10 Years | 6.81% | $688.72 | 4.59% | $558.49 | $130.24 |
| Term | Bank Rate | Our Rate |
|---|---|---|
| 6mo | 7.89% | 4.59% |
| 1yr | 6.15% | 4.59% |
| 2yr | 5.44% | 4.39% |
| 3yr | 4.62% | 4.34% |
| 4yr | 6.01% | 4.39% |
| 5yr | 4.56% | 4.39% |
| 7yr | 6.41% | 4.59% |
| 10yr | 6.81% | 4.59% |
Rates last fetched May 20, 2026, 7:25 p.m. (America/Toronto) from dominionlending.ca/rates-lenders. Posted rates may be high-ratio and/or quick-close and can differ from conventional rates. Rates subject to change without notice. OAC.